Islamic Banking and Finance Blog
Welcome to the Islamic Finance Blog by AIMS Education — a trusted source for insights, updates, and expert knowledge on the Islamic banking and finance industry. Our Islamic Banking blog offers in-depth analysis, practical guidance, and timely information on Shariah-compliant financial products, services, and global trends.
Whether you’re a student, professional, or enthusiast, our articles will keep you informed about the latest developments and innovations in the ever-growing world of Islamic banking and finance.
Is Investing in Stocks Haram or Halal?
Are Stocks Haram or Halal? Investing in stocks often raises questions such as “Is investing in stocks haram?” or “Are stocks haram?”. The answer depends on the nature of the stocks in question and [...]
What is Wadiah? Wadiah Yad Dhamanah & Wadiah Yad Amanah
Waidah Meaning Wadiah means "custody" and "trust." In Islamic banking, it refers to a deposit. It has two types: Wadiah yad Dhamanah and Wadiah yad Amanah. وَدِيعَة differs from Qard; the concept involves safekeeping [...]
Islamic Microeconomics
What is Islamic Microeconomics, and What Does it Deal With? Microeconomic theory deals with the behavior of economic agents of the economic system, like consumers, firms, and factors of production. Subsistence and the means [...]
Reverse Murabaha or Tawarruq Contract in Islamic Banking
What is Tawarruq Contract or Reverse Murabaha? Tawarruq contract (Reverse Murabaha) is defined as, "A financial instrument in which a buyer purchases a commodity from a seller on a deferred payment basis, and the [...]
What is Gharar in Islam – Meaning, Types, Examples, and How to Avoid in Islamic Banking and Finance
Gharar Meaning Gharar (الغرر) comes from the Arabic root word gharra (غَرَّ), which means to deceive, delude, or expose oneself to danger and hazard. In Islamic finance and jurisprudence, gharar is commonly understood as [...]
Time Value of Money in Islamic Finance – Concept & Principles
Time Value of Money in Islam The time value of money is a fundamental principle of conventional finance, however, there is no concept of the time value of money in Islamic finance as it [...]
Maysir Meaning in Islam – Role of Maisir (الميسر) in Islamic Banking, Modern Forms & Examples
Maysir Meaning Maysir (الميسر), also written Maisir, comes from the arabic root word يسر, and it refers to gambling or any chance-based arrangement in which one party gains at another’s loss without real trade, [...]
Islamic Fiscal Policy: Objectives, Instruments, Zakat, Taxation, and Public Spending
What Is Islamic Fiscal Policy? Islamic fiscal policy is the Shariah-guided management of government revenue, public expenditure, redistribution, and public financing to advance justice, stability, employment, and social welfare. It uses instruments such as [...]
Is Crypto Haram or Halal? Fatwa on Cryptocurrency Halal or Haram
Cryptocurrency and Islam Cryptocurrency, particularly Bitcoin, has been gaining popularity in the world of finance and investment. However, for Muslims, there is a concern about its compliance with Islamic principles. The question remains: Is [...]
What is Halal Mortgage? 3 Famous Islamic Mortgage Models
What is a Halal Mortgage? Not in terms of only religious manner, the halal mortgage is better than a conventional mortgage because there is no interest in an Islamic mortgage. That is why even [...]